Final Council action
Passed · 10–0
Who voted and on what
Vote register entry for 2026-325: Amend Regulation of Payday Lending Code to update program fees (amend Code Section 7.26.030)
Ordinance2026-325
Amend Regulation of Payday Lending Code to update program fees
In brief
From the official impact statementDecision details
From the official recordWho is affected
This legislation will increase the annual permit application fee for persons conducting payday lender activities to account for inflation, which has not been updated for a significant period of time.
Official community impact statementFinancial impact
This ordinance is submitted as part of an overall package of ordinances to update the regulatory programs administered by the Office of the Chief Financial Officer, Revenue Division, and ensure adequate funding for the current position performing the regulatory work. The package adjusts applicable fees and charges, adding an inflationary adjustment to support the programs that continue.
Official financial impact statementRecorded action
Sources & history
Documents7
Official title: Amend Regulation of Payday Lending Code to update program fees (amend Code Section 7.26.030)
Ordinance 192237Final official action · Portland.govShow 1 more documents
Read the full official text
The City of Portland ordains.Section 1. The Council finds:The purpose of the Payday Lenders program is to minimize the detrimental effects that certain payday lending practices have on individuals and families.There are currently 5 open Payday Lender accounts.The Payday Lender program accounted for 7% of Regulatory Program revenue in the 2024-2025 fiscal year.The Payday Lender permit fee has not increased since the program's inception in 2006The Consumer Price Index has increased 55% since that time.NOW, THEREFORE, the Council directs:Amend City Code Section 7.26.030 as shown in Exhibit A.This Ordinance shall be in full force and effect January 1, 2027.
Meeting history4 meetings · 2 votes
PassedAgenda item 6
Passed to second readingAgenda item 6
Passed to second reading October 14, 2026 at 9:30 am
Referred to City CouncilAgenda item 2
Motion to refer the Ordinance, Document Number 2026-325, to City Council with the recommendation it be passed: Moved by Pirtle-Guiney and seconded by Novick. (Aye (9): Koyama Lane, Morillo, Novick, Clark, Avalos, Dunphy, Smith, Pirtle-Guiney, Kanal; Absent (3): Green, Zimmerman, Ryan)
ContinuedAgenda item 4
Continued to September 24, 2026
Read all 1 exact motions
Motion to refer the Ordinance, Document Number 2026-325, to City Council with the recommendation it be passed: Moved by Pirtle-Guiney and seconded by Novick. (Aye (9): Koyama Lane, Morillo, Novick, Clark, Avalos, Dunphy, Smith, Pirtle-Guiney, Kanal; Absent (3): Green, Zimmerman, Ryan)
Meeting-level motion or recommendation · Sep 24, 20269 yes · 3 absent
Motion to refer the Ordinance, Document Number 2026-325, to City Council with the recommendation it be passed: Moved by Pirtle-Guiney and seconded by Novick. (Aye (9): Koyama Lane, Morillo, Novick, Clark, Avalos, Dunphy, Smith, Pirtle-Guiney, Kanal; Absent (3): Green, Zimmerman, Ryan)
About this recordSource checks & change history
0 human-reviewed findings are linked to this record. Unreviewed machine-extracted fragments are not presented as findings.
Technical information-completeness check · Ready With Caveats · Rules v2
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Official legal text
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Financial impact
CompleteThe official impact statement includes financial information.
Funding source
CompleteThe impact statement identifies funding information without an explicit unresolved-source qualifier.
Supporting documents
Complete6 linked supporting documents found; presence alone does not verify their internal completeness.
Referenced exhibit integrity
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Implementation
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- First discovered
- Oct 15, 2026, 5:07 AM PDT
- Last checked
- Oct 25, 2026, 3:07 PM PDT
- Evidence hash
- 3565285d15cb7141
- Guide status
- Deterministic baseline
- SOURCE UPDATED
Passed
- SOURCE UPDATED
Passed on October 14, 2026 by City Council
- Council Action
Passed
- SOURCE UPDATED
Passed to second reading on October 7, 2026 by City Council
- Council Action
Passed to second reading
- SOURCE UPDATED
Referred to City Council on September 24, 2026 by Finance and Governance Committee of the Whole
- Council Action
Referred to City Council
- SOURCE UPDATED
Continued on September 16, 2026 by Finance and Governance Committee of the Whole
- Council Action
Continued
- SOURCE UPDATED
Referred to Finance and Governance Committee of the Whole by Council President
- DOCUMENT PUBLISHED
Referred to Finance and Governance Committee of the Whole by Council President
Independent guide by Portland Civic Lab. Official City records are authoritative. Votes alone do not establish a Councilor’s reasons.